Cheesy Black Bean Dip with Tortilla Chips

Cheesy Black Bean Dip with Tortilla Chips

Updated October 15, 2026

Warm, mild black bean and melted cheese dip, mashed with cumin and garlic powder, ready to scoop with tortilla chips.

For a microwave version, combine the beans, cream cheese, milk, cumin, and garlic powder in a bowl, microwave 2 to 3 minutes stirring halfway, then stir in the cheese until melted. Keep the dip warm on low heat or in a slow cooker set to warm; stir in a splash of milk if it thickens as it sits.

Cook time
15 min
Rating
…

Ingredients

Scale
Measurement units
  • 2 15-oz cans black beans, canned
  • 2 cups shredded Mexican-blend cheese (Mild blend or Monterey Jack plus cheddar both work)
  • 4 oz cream cheese
  • ¼ cup milk (Use more if a thinner dip is preferred)
  • 1 small onion
  • 1 tbsp vegetable oil
  • 1 tsp garlic powder
  • 1 tsp ground cumin
  • salt (To taste)
  • 1 bag (about 12 oz) tortilla chips (For serving)

Instructions

Soften the onion
Heat vegetable oil (1 tbsp) in a medium saucepan over medium heat.
Add the finely diced onion (1 small) and cook, stirring, until soft and translucent.
Equipment: medium saucepan
Warm the beans
Add 2 15-oz cans drained and rinsed black beans to the saucepan.
Stir in garlic powder (1 tsp) and ground cumin (1 tsp) , then cook 2 minutes until fragrant.
Mash the beans with a potato masher or fork until mostly smooth with some texture left.
Equipment: potato masher or fork, medium saucepan
Melt in the cheese
Add 4 oz softened cream cheese (4 oz) cubes and milk (¼ cup) to the beans and stir over low heat.
Stir in shredded Mexican-blend cheese (2 cup) in handfuls until fully melted and smooth.
Season with salt to taste and keep warm on low heat until serving.
Serve
Transfer the warm dip to a serving bowl and surround with tortilla chips for scooping. Optional- Top with Pico de Gallo for extra spice, flavor, and texture
Equipment: microwave-safe bowl

Tomorrow's Meal

Black Bean Dip Breakfast Burritos

Leftover warm dip becomes the creamy filling for scrambled egg burritos, no frying needed.

You'll need to pick up:

4 large eggs4 flour tortillas (8-inch)1 tbsp butterSalsa or sour cream for serving (optional)

Quick overview:

  1. 1.Reheat 1 cup leftover dip in a small saucepan over low heat with a splash of milk, stirring until smooth, about 3 minutes
  2. 2.Melt the butter in a skillet over medium-low heat, add the beaten eggs, and scramble gently until just set, about 3 minutes
  3. 3.Warm the tortillas in a dry skillet or the microwave for 20 seconds so they fold without cracking
  4. 4.Spoon the scrambled eggs and warm dip down the center of each tortilla, fold in the sides and roll up
  5. 5.Serve right away with salsa or sour cream

Ratings

Loading ratings…

Your rating

Have you cooked this?

Comments

Loading comments…

Ready to cook? Or want to explore more recipes?